UTV Insurance

Your Virtual Agent provides you with the best UTV insurance coverage for your utility task vehicles!

Coverage That Works as Hard as You

Many people rely on UTVs to get tough jobs done. These vehicles are larger, more powerful, and more expensive than their smaller cousin the ATV. But just like ATVs, they need quality insurance coverage designed for the risks of owning and operating a UTV. For the hardest working riders, UTVs provide you with the power to do what you must, while Your Virtual Agent keeps you and your UTV protected with UTV Insurance.

Covers you if you are at fault in an accident

Pays for repair or replacement if your UTV is damaged in a collision

Protection in the event of theft, fire, and more

What Are UTVs?

UTV Insurance Policies can protect you in a number of areas such as:

  • Bodily Injury Liability
  • Property Damage Liability
  • Medical Payments Coverage
  • Collision Coverage
  • Comprehensive Coverage

It is important to mention that your age, your driving history, the type of UTV you have, and how you plan to use your UTV will determine how much coverage you’ll need from your UTV Insurance.

UTV vs ATV

Benefits of UTVs

UTVs are considered the workhorse version of ATVs as they can provide more power, room for passengers, safety features, and a certain level of comfort that ATVs simply cannot compete with.

Benefits of ATVs

When it comes to ATVs, it is your go-to vehicle for fun and excitement. ATVs tend to be smaller, they often have four-wheel drives to drive through rough terrain, and can manage tight turns and twists.

Do I Need UTV Insurance?

Whether you use your UTV for work on the farm or out on the trail, it is important to keep you, your loved ones, and your property protected. With an active lifestyle, unexpected bumps, accidents, and injuries can happen at any time.

UTV insurance is specialized coverage that provides financial protection in the event of a UTV accident, theft, or other covered event. Just like your personal auto insurance, UTV coverage is designed to cover the common risks associated with owning and operating a utility task vehicle. 

However, because every UTV is different, your UTV Insurance coverage needs will be specific to you. Fortunately, Your Virtual Agent is ready to help you with any questions about UTV Insurance.

Do you have a question about UTV insurance?

Our agents are ready to answer any of your questions.